With medical expenses skyrocketing in the recent years, staying adequately insured is the growing need of the hour. While you might already be insured under a health insurance cover, there might be a situation when you need more coverage, so that you don’t end up digging into your hard earned savings.
Presenting my:health Medisure Super Top Up Insurance - a policy that works alongside your current health insurance policy and enhances it to provide you a larger coverage at a much lower premium. The premium amount for a Rs 20 lakhs health insurance cover with a Rs 5 Lakhs deductible for an individual who is less than 35 years of age is only Rs 2200*(exclusive of service tax)
What’s more, you can opt for this policy even if you don’t have an existing health insurance policy. The initial expenses (called deductible) can either be covered by your current policy or can be paid by you. Once this deductible amount is crossed, my:health Medisure Super Top Up Insurance becomes active and pays the excess amount. This policy is not only extremely affordable but also simple to purchase as it doesn’t require you to undergo medical tests upto the 55 years of age, if you have no existing illness. The premium gets fixed at 61 years and remains the same also can be renewed lifelong, subject to change in base premium rates and service tax.